High-risk payment solutions

Declined elsewhere?
Approved here.

Traditional processors reject your vertical on the application form. We place you with acquirers who actually underwrite it — then keep the volume live across redundant MIDs and local rails in 30+ markets.

Get approved See how routing works

FINTRAC FMSB RPAA Registered PCI-DSS handling

ApprovedACQ-CA-02 · live

<200 msCascade re-route

30+ marketsLocal rails

Running on

VisaMastercard3-D Secure 2.xSEPA InstantSWIFT Open BankingPIXSPEIUPIPromptPayPayNow USDTUSDCCard P2Pe-WalletsMass payouts

Watch the story

One decline
is not the answer.

44 seconds on why a single bank's "no" should never be where it ends.

Why merchants move

Built so one bank's decision
never ends your revenue.

0+Markets live

Direct local integrations, not a resold global gateway.

<0msRe-route

A soft decline moves to the next MID before checkout blinks.

0Products

Acquiring, gateway, multicurrency, crypto, payouts, P2P.

0 dayStraight answer

We say up front which acquirers will look at your file.

What we run

Every way your customers
actually want to pay.

Six products behind one integration, placed with acquirers matched to your licence, domicile and processing history.

High-Risk Acquiring

Acquirers who underwrite you
Parallel MIDs with load split
Live after a prior termination

Payment Gateway

Scored by BIN, GEO and method
Next MID retried in <200 ms
One dashboard for the full flow

Multicurrency

Charge local, settle in yours
Live FX, spread disclosed
Fewer cross-border declines

Fiat ↔ Crypto Swap

USDT / USDC on- and off-ramp
Wallet screening before the swap
Spread locked to the quote

Mass Payouts

Cards, wallets, banks, crypto
Bulk CSV or one API batch
Routed to the cheapest rail

P2P Solutions

Card-to-card with rotation
Audit trail on every leg
For marketplaces and lending

Cascading smart routing

One decline is not the answer.

Pick a vertical and watch an authorisation cascade across the acquirer set. A soft decline re-routes to the next MID in under 200 ms — the cardholder never sees a second checkout.

Cascade simulatorrouting

Auth latency: 0 ms
Attempts: 0 / 4
Live MIDs: 0

Scored per attempt

Every transaction is scored against live approval data by BIN, geography and method.

Silent fallback

Soft declines re-attempt on the next MID in the set without a new checkout.

Health-aware

If an acquirer tightens, the cascade shifts volume before you notice a dip.

Coverage

Local rails on every
continent that matters.

We don't resell a single global gateway. Every region runs on direct local integrations, redundant providers and settlement accounts we control.

Europe & UK

SEPA Instant, Open Banking, local cards

12 markets

LATAM

PIX, SPEI, cash vouchers, local card P2P

7 markets

Asia-Pacific

UPI, PromptPay, PayNow, e-wallets

6 markets

MENA & Africa

Local acquiring, wallets, payout rails

5 markets

Acquirer networkLive

Routing corridors… HubLocal rail

A Push2Pay account manager wearing a support headset

3 min Median first response — from someone who has read your file.

Support that answers

You will know
who to call.

High-risk accounts fail in the gaps — an acquirer tightens on a Friday, a ratio creeps, a settlement stalls. What decides the outcome is whether someone who knows your file picks up. At Push2Pay that person has a name, and you have their number.

A named account manager

Not a queue, not a ticket form. One person who knows your vertical, your acquirers and your history.

Engineers on your integration

Our team works against your stack during onboarding instead of pointing you at documentation.

iii

Coverage around the clock

Payments don't respect business hours. Escalation paths stay open outside them.

Onboarding

How a file moves.

Pre-check to live MID, with no wasted applications.

01 · Day 0

Pre-check

You tell us the vertical, licence, markets and volume. We say up front which acquirers will look at it.

02 · Day 1–3

File assembly

Documents, processing history, chargeback record, site compliance. We flag what fails before a bank sees it.

03 · Day 3–10

Underwriting

Your file goes to acquirers who underwrite your sector. We answer their questions directly.

04 · On approval

MID placement

Accounts open, gateway connected, routing rules set — more than one MID where volume justifies it.

05 · Ongoing

Live monitoring

Ratios watched against scheme thresholds. If an acquirer tightens, the cascade moves volume.

Real results

Volume that stayed live.

+38% approval

“Our old processor sat on one MID and terminated us twice in a year. Push2Pay put us on three acquirers with cascade routing — approvals climbed and declines stopped killing revenue.”

6 days to live

“They told us on day one which acquirers would look at an iGaming file and which wouldn't. No wasted applications. We were processing inside a week.”

$0 lost to an outage

“An acquirer tightened on us over a weekend. The cascade moved volume to a backup MID before Monday. We found out from the report, not from a revenue dip.”

On the record

Verifiable, not decorative.

FINTRAC FMSBAuthorised license

Foreign Money Services Business, registered with FINTRAC.

Card data handlingPCI-DSS

Tokenised capture; cardholder data isolated from merchant systems.

Financial crimeAML / CTF

Screening, monitoring and record-keeping under Canadian obligations.

Read the full compliance policy

Open a file

Tell us what you
actually process.

The vertical, the markets and rough monthly volume. You get a straight answer on whether we can place you — usually within one business day.

info@push2pay.co

Registered office

Flat 4 6 Bank Buildings, High Street
London, England, NW10 4LT

Response window

One business day, from a person who has read the file.

One declineis not the answer.

Built so one bank's decisionnever ends your revenue.

Every way your customersactually want to pay.